We are hiring Cluster Loan Officers to drive our trader loan product targeted at daily-income earners market women, POS agents, artisans, transport operators, etc..
This is a high-impact field role responsible for:
• Sourcing qualified traders
• Disbursing small-ticket loans
• Ensuring daily/weekly repayments
• Managing a defined market cluster
Key Responsibilities
Loan Origination
• Identify and onboard traders within assigned clusters markets, streets, hubs
• Educate customers on loan products and repayment structure
• Build strong relationships with trader associations and market leaders
• Meet weekly acquisition targets
Collections & Recovery Most Important
• Drive daily/weekly loan repayments
• Maintain repayment discipline within your cluster
• Follow up aggressively on overdue accounts
Cluster Ownership
• Take full ownership of your assigned market/area
• Build a strong borrower network within your cluster
Performance Targets
• Number of active borrowers onboarded monthly
• Portfolio size within your cluster
• Repayment rate
Requirements
• Minimum of OND/HND/BSc in any discipline
• 1–3 years experience in:
• Microfinance / field credit
• FMCG sales
• Agency banking / POS business
• Strong understanding of informal markets and trader behavior
• Ability to work on the field daily
• Must be street-smart, assertive, and results-driven
• Comfortable handling cash collections and repayment follow-ups
Compensation
• Base Salary: ₦80,000 – ₦120,000
• High Commission on:
• Loans disbursed
• Repayments collected
• Performance Bonuses for low default rates